Injured in a Car Accident and Feeling Pressure From The Insurance Company?
A serious car accident can leave you in pain, missing work, and staring at medical bills while the insurance company acts like your injuries are “no big deal.” If the crash wasn’t your fault, you shouldn’t have to fight adjusters, deadlines, and blame-shifting while you’re trying to heal.
This is exactly when a Raleigh car accident lawyer matters, because North Carolina’s rules are strict, and one wrong statement can damage your claim. An experienced accident lawyer can protect your case, build the evidence, and push for the full value of your losses.
Stop Taking Calls From The Adjuster, Talk to a Car Accident Lawyer First
If you’re looking for an auto accident lawyer or vehicle accident lawyer in Raleigh who will take the pressure off you and put it on the insurer, Mogy Law is ready to help.
A knowledgeable car accident lawyer will guide you through every step of the legal process, helping you:
- Establish fault and liability
- Navigate insurance claims
- Meet critical legal deadlines
- Maximize your settlement for medical bills, lost wages, and pain and suffering
- Recovering from a car accident shouldn’t mean handling complex legal battles while trying to heal.
At Mogy Law, we provide clarity, support, and aggressive advocacy so you can focus on your recovery while we handle the accident claim. We offer a free, no-obligation consultation with our car accident lawyer team if you have questions about your claim.
Car Accidents
Common Causes:
Distracted driving, speeding, rear-end collisions, intersection crashes
Typical Injuries:
Whiplash, broken bones, spinal damage, internal injury
Why Mogy Law Can Help:
We navigate insurance claims, establish fault, and fight for full compensation
Bus Accidents
Common Causes:
Driver negligence, faulty vehicle maintenance, unsafe road conditions
Typical Injuries:
Head trauma, fractures, severe bodily injury
Why Mogy Law Can Help:
Our team handles complex liability cases involving commercial carriers
Motorcycle Accidents
Common Causes:
Driver inattention, road hazards, lane splitting accidents
Typical Injuries:
Road rash, broken bones, head damage, paralysis
Why Mogy Law Can Help:
We protect riders’ rights and pursue maximum compensation for severe injuries
Truck Accidents
Common Causes:
Driver fatigue, speeding, mechanical failures, overloaded trucks
Typical Injuries:
Traumatic injury, spinal cord damage, fatalities
Why Mogy Law Can Help:
Experienced in handling large commercial carriers and insurance companies
Rideshare Accidents
Common Causes:
Distracted or negligent drivers, app miscommunications, unsafe driving
Typical Injuries:
Broken bones, soft tissue damage, head injury
Why Mogy Law Can Help:
We help victims navigate insurance complexities between rideshare companies and personal policies
When Liability is Disputed or Injuries are Downplayed, a Car Accident Lawyer Levels The Field
A Raleigh car accident lawyer builds your claim around the most persuasive evidence for your crash type and the injuries it caused. Whether the insurer disputes liability, downplays injuries, or tries to rush a settlement, the goal stays the same: protect your car accident claim and push for full compensation.
Common Car Accident Injuries That Can Increase The Value of Your Claim
These injuries can affect your ability to work, perform daily activities, and maintain your relationships. At Mogy Law, our car accident lawyers have experience representing clients with every type of car accident injury, helping them secure compensation to cover medical care, lost income, and long-term recovery needs.
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Traumatic brain injuries (TBI): concussions and brain trauma that can cause memory loss, confusion, headaches, and long-term neurological problems.
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Spinal cord injuries and back trauma: injuries that may lead to chronic pain, limited mobility, or partial/complete paralysis requiring ongoing care.
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Whiplash and neck injuries: common after rear-end car accidents, often causing stiffness, headaches, and reduced range of motion that can worsen over time.
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Broken bones and fractures: ranging from simple fractures to severe compound breaks that may require surgery and extensive rehabilitation.
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Soft tissue and musculoskeletal injuries: damage to muscles, ligaments, and tendons, including slipped discs, inflammation, and chronic stiffness.
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Cuts, scrapes, and contusions: injuries that can cause scarring, pain, and temporary disability depending on depth and location.
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Internal injuries: organ damage or internal bleeding that may not be immediately visible but can be life-threatening without prompt treatment.
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Emotional distress and PTSD: anxiety, depression, or post-traumatic stress that can affect sleep, relationships, and daily stability after a car accident.
Important: After a car accident, seek medical care right away, even if symptoms seem minor. Many injuries (including internal injuries, whiplash, and emotional trauma) can be delayed, and early treatment also helps protect your car accident lawyer claim by creating clear medical documentation.
Raleigh Traffic Is Growing, and So Are Serious Car Crashes
Raleigh’s rapid growth has brought more cars to the road, increasing the risk of collisions. Major highways like I-40, I-440, I-87, and I-540 see heavy traffic every day, and unfortunately, car accidents happen far too often.
According to the North Carolina Department of Transportation, Raleigh experiences nearly 68,000 auto accidents each year. Of these, around 13,000 result in injuries and over 100 are fatal. These numbers highlight just how important it is to understand your rights if you’re involved in a car crash.
Even accidents that may seem minor can lead to significant medical bills, lost income, or long-term physical challenges. Working with a local car accident lawyer can help ensure you’re protected and positioned to receive fair compensation for your losses.
| Fact | Statistic |
|---|---|
| Total annual auto accidents | ~68,000 |
| Accidents resulting in injury | ~13,000 |
| Fatal accidents | 137 |
| Major highways contributing to accidents | I-40, I-440, I-87, I-540 |
At Mogy Law, we guide car accident victims through every step, from filing insurance claims to seeking full compensation, so you can focus on recovery instead of the paperwork.
Your Rights After a Car Accident and How a Lawyer Helps You Use Them
After a car accident, it’s normal to feel overwhelmed, especially when the insurance company starts calling and you’re still trying to understand your injuries. Knowing your rights helps you protect your claim and avoid mistakes that can reduce your compensation.
Your Key Rights After a Crash and How Insurance Companies Try to Undermine Them
A car accident lawyer from Mogy Law can also step in early to handle the insurer, preserve evidence, and keep your accident claim on track. Here are the key rights most people need to know right away:
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Your right to limit what you say: You can exchange contact and insurance information, but you don’t have to admit fault or give extra details beyond what’s required.
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Your right to medical care: You have the right to seek treatment, and medical records are often essential for proving injuries in a car accident claim.
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Your right to call the police and get a report: For serious crashes, calling police is required, and the crash report can be important evidence in your claim.
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Your right to document the accident: You can take photos/videos of the vehicles, scene, road conditions, and visible injuries, and collect witness contact info.
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Your right to hire a car accident lawyer: You can work with a Raleigh auto accident lawyer to manage insurance communications and pursue a claim or lawsuit.
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Your right to pursue compensation: If you were injured in a vehicle accident, you may be able to recover money for medical bills, lost wages, vehicle damage, and pain and suffering with a car accident lawyer guiding the process to protect your outcome.
Claim Challenges Your Car Accident Lawyer Will Handle
North Carolina law doesn’t reward “waiting to see how it goes.” Deadlines and fault rules can decide whether you recover anything at all. A Raleigh car accident lawyer focuses on protecting your claim from procedural mistakes while building liability proof that holds up under pressure.
This is where generic advice pages fail, because your outcome depends on how the legal rules apply to your exact car crash. The solution is getting legal counsel early so the insurer can’t weaponize North Carolina law against you.
Ensuring Your Claim Follows North Carolina’s Statute of Limitations for a Car Accident
In North Carolina, many car wreck cases must generally be filed within three years under G.S. 1-52. If you miss the deadline, your right to compensation can disappear. A Raleigh car accident lawyer tracks the correct deadline for your case and makes sure your accident claim strategy doesn’t run out the clock.
Defense Against Contributory Negligence
North Carolina is one of the jurisdictions that still applies contributory negligence under statute G.S 143-299.1 meaning even slight fault arguments can bar recovery. Insurance companies use this aggressively, trying to pin blame with statements like “you could have avoided it.” Your car accident lawyer builds evidence to reduce or eliminate those arguments and protect your right to compensation.
Damages a Car Accident Lawyer Can Include in Your Settlement
A car accident settlement should reflect the full cost of what happened, not just today’s bills. A Raleigh car accident lawyer calculates damages using records, expert support when needed, and documentation insurers can’t easily dismiss.
This includes the financial hit, the physical suffering, and how your injuries change daily life. The solution is demanding compensation that matches reality, not the insurer’s first offer.
In North Carolina, car accident victims may pursue several types of damages. Here’s how a car accident lawyer will help secure the settlement you deserve:
Economic Damages
Economic damages cover the money you’ve lost or will lose, backed by records like bills and pay stubs. This often includes:
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Medical expenses (ER care, surgery, therapy, medications, and future treatment).
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Property damage (repairs or replacement of your car and damaged personal items).
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Lost wages (time missed from work and reduced earning ability if injuries affect your job long-term).
Non-Economic Damages
Non-economic damages cover the human impact of the car crash; the pain and disruption that don’t come with a receipt, such as:
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Pain and suffering (daily pain, limitations, reduced quality of life).
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Emotional distress (anxiety, depression, PTSD, loss of enjoyment of life).
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Loss of consortium (impact on your relationship and support from a spouse/partner).
Punitive Damages in Serious Car Accident Cases
Punitive damages are rare and may apply when the at-fault driver acted with extreme negligence. These damages are meant to punish and deter reckless behavior, such as:
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Drunk driving
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Grossly reckless conduct
North Carolina’s contributory negligence rule can be harsh, if you’re found even 1% at fault, you may be blocked from recovering compensation. That’s why working with a Raleigh car accident lawyer who can protect liability and fight blame shifting is so important.
Why Choose a Car Accident Lawyer From Mogy Law
You don’t need a generic “claims helper.” You need a local car accident lawyer who knows how insurers operate and how to build a case they have to take seriously. Mogy Law handles the investigation, evidence, and negotiation while keeping you informed and in control.
We build claims to maximize settlement leverage, because insurers pay more when they know you’re prepared to litigate. We’re also known as “Your 25% Accident Lawyers, We Take Less So You Make More,” so more of your recovery stays in your pocket.
Recognized Legal Team Focused on Winning Car Accident Settlements and Verdicts
Our team includes Eric Mogy, recognized by Super Lawyers Rising Stars and Best of the Best Attorneys Criminal Defense, and Chris Anglin, both dedicated to securing justice for car accident victims across North Carolina. With decades of combined car accident claim experience, we bring knowledge, strategy, and skill to every case we handle.
Over the years, our team has recovered millions of dollars in settlements and verdicts for accident victims throughout North Carolina.
A Car Accident Lawyer Team Backed By Client Testimonials
Recovering from an accident is about more than physical healing, it’s about reclaiming your life. At Mogy Law, we ensure you feel supported, informed, and confident throughout the process. We guide you from your initial consultation to case resolution, managing every detail so you can focus on your health and well-being.
Don’t just take our word for it—here’s what our clients say:
“Mogy has been the best law firm I’ve ever worked with; they are fast and efficient. They actually call back when you reach out and they get you the max amount back. Thanks again, guys.” — Marquise T.
“I’m happy to say that Mogy Law was a big help in assisting me with the accident I had back in October. They kept me reassured and took good care of me and all my needs! I would highly recommend them to anyone in need of legal assistance. Thank you, Mogy Law!”
— Jiya
With Mogy Law’s dedicated car accident lawyers, you’ll have a committed legal team that understands how to prove liability and maximize your accident claim. We are here to support you at every stage, fighting tirelessly to ensure your rights are upheld and you receive the settlement you deserve.
Frequently Asked Questions and Answers From a Car Accident Lawyer
If you’re dealing with the aftermath of a car accident, understanding the claims process and your rights can be overwhelming. To help you stay informed and empowered, Mogy Law offers a series of resources covering various aspects of car accident cases, insurance negotiations, and settlement strategies.
These answers to commonly asked questions provide valuable insight to help you make informed decisions as you pursue your claim.
What Happens if Someone Else Is Driving My Car and Gets in an Accident?
In North Carolina, car insurance often follows the vehicle first, which means your policy may be the primary coverage when someone else drives your car and causes an accident.
- Your insurance often pays first because coverage usually follows the car (the vehicle’s policy is typically primary).
- Permission matters: if the driver had your permission, coverage is more likely to apply; if not, coverage may be limited or denied.
- The driver’s insurance may be secondary and could help if damages exceed your policy limits.
- You could face financial impact (deductible, rate increase, or liability exposure) depending on fault and coverage limits.
- Report and document the accident and be careful with statements until you understand how liability and coverage apply—especially if injuries are involved.
Seeking legal counsel with a car accident lawyer can help you avoid mistakes and understand your options before you give statements or accept any settlement.
The Most Common Ways Insurers Delay, Deny, and Undervalue Car Accident Claims
Insurance companies are trained to reduce what they pay on a car accident claim, even when their driver is clearly at fault. Here are the most common ways they try to minimize claims, and why having a car accident lawyer can protect you:
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Pushing for a quick settlement before you’re diagnosed: They offer money early—before you know if you’ll need therapy, surgery, or ongoing care—then ask you to sign a release that blocks future compensation.
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Requesting a recorded statement to create “inconsistencies”: Adjusters ask leading questions, get you to speculate, or lock you into details you’re unsure about—then use your words to dispute liability or injuries.
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Downplaying “invisible” injuries: Whiplash, back pain, concussions, and soft-tissue injuries often don’t show on X-rays, so insurers label them “minor” or unrelated unless your medical documentation is strong.
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Claiming you had a pre-existing condition: They argue your symptoms were already there and the crash didn’t cause them, especially if you’ve ever had prior neck/back issues.
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Shifting blame to you: They look for anything they can frame as your fault (speed, lane position, “you could have avoided it”), which is especially dangerous in strict-fault states like North Carolina.
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Challenging the necessity of treatment: They dispute MRIs, specialist visits, injections, or extended therapy as “unnecessary,” even when your doctor recommends it.
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Watching your social media: Photos, comments, and “normal life” posts get twisted to claim you’re not injured, even if you’re having a good moment on a bad week.
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Offering “fair” numbers that ignore future losses: They may pay current bills but ignore future care, long-term symptoms, reduced earning capacity, and pain and suffering.
What Drives Settlement Value in a North Carolina Car Accident Case
Maximizing compensation requires diligence on your end as a drive as to what to collect and what to do next after a car accident.
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Get medical care fast and follow treatment so there are clear records tying your injuries to the car accident.
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Document everything: photos, crash report, witness info, bills, missed work, and symptom notes.
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Don’t give recorded statements or accept quick offers until you understand the full value of your injuries and future care.
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Prove every damage category (medical costs, lost wages, pain and suffering, future treatment, reduced earning ability).
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Work with a car accident lawyer to preserve evidence, push back on blame-shifting, and negotiate from trial-ready leverage.
What to Expect During a Car Accident Lawsuit
Filing a lawsuit can be a complex process, usually seeking a car accident lawyer will simplify the legal process and also increase the probability of a successful settlement.
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Filing the lawsuit: Your car accident lawyer drafts and files the complaint, then the other side responds (often denying fault).
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Discovery phase: Both sides exchange evidence: medical records, crash reports, witness statements and take depositions.
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Motions and negotiations: Accident lawyers may file motions and usually continue settlement talks as the evidence becomes clearer.
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Mediation or settlement: Many cases resolve here once the insurer sees the strength of the case and trial risk.
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Trial (if needed): If no fair settlement happens, the case goes to trial where a judge/jury decides liability and damages.
Don’t Face a Car Accident Alone, Contact Mogy Law to Fight in Your Corner
Hiring Mogy Law, led by Eric Mogy and supported by lawyer Chris Anglin means having a highly skilled local car accident lawyer defending your rights from day one. Our car accident lawyer team manages every aspect of your accident claim, from dealing with insurance adjusters to preparing for trial when necessary.
With an experienced car accident lawyer handling the legal battle, you can focus entirely on your recovery while we push for the strongest possible insurance settlement.
Contact us today to schedule your legal consultation with a Mogy car accident lawyer. We’re ready to listen, review your case, and begin fighting for you (901) 443-9133
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